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President Donald Trump was elected in 2016 on a campaign promise to drain the swamp, and to root out entrenched corruption within the federal bureaucracy. His message resonated with millions of Americans, who understood how decades-long abuses of power from unaccountable federal government agencies threatened our core institutions and undermined elections themselves.

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Coronavirus increases demand for Eastern European crew

As global restrictions due to the coronavirus outbreak begin to impact the shipping industry, crewing specialist Danica reports an increase in enquiries from shipping companies seeking to employ Eastern European crew but says, as yet, salaries have not been affected by any shortages.

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The new £20 note: Is cash still relevant?

This is a very important issue that has been inadequately considered by politicians and banks, raising significant risks for everyone. When credit cards were launched, banks were able to charge retailers premium prices for transactions because it was a new service and promised to increase revenue for retailers of all sizes and types. In the main, it did increase transaction rates although some have argued that this was not commensurate with the costs imposed by banks and the additional requirements placed on retailers. When debit cards were launched, the banks used the model they had created for credit cards even though the transaction risks were different and the use of debit cards did not create significant new business for retailers, replacing transactions traditionally completed by cheques. As the use of ‘plastic’ has increased, risks to users and retailers have been inadequately considered and prepared for. Banks have increased their control over their customers in many ways, not least in acquiring even more sensitive private information about their customers. The regulator has failed to control the excesses of banks to both their customers and to retailers. Urgent debate and action is no long overdue – Action This Day!!!!     MgEd

The new £20 note: Do consumers need it?

With the rise of card and in-app payments, are we witnessing the death of cash?

Personal finance expert Dr Roger Gewolb and CEO of next-generation supermarket shopping app Will Broome comment on the future of physical money

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